Hi, I'm Adam Stempin. I'll Help You Buy Smart.
Adam Stempin, Loan Officer at UMortgage powered by NEXA
Adam Stempin, Loan Officer
UMortgage powered by NEXA
Phone: (540) 272-5927
Email: [email protected]
NMLS# 1892115
Company NMLS# 1660690
Licensed in: MD, VA
NEXA Lending 3100 West Ray Rd Ste 201 Office #209 Chandler, AZ 85226 For informational use only. This is not a guarantee to lend. Subject to borrower and credit approval. UMortgage LLC DBA NEXA NMLS 1660690. This is not an offer or credit or commitment to lend. For licensing, visit www.nmlsconsumeraccess.org.
About
Hi, I'm Adam Stempin. I'll Help You Buy Smart.
The Problem I Saw (And Why I Had to Fix It)
How I Work (My Non-Negotiables)
What Real People Say
Fredericksburg Is My Home Too
Let's Start a Conversation
NMLS #
I'm a Mortgage Consultant with NEXA Mortgage, serving Fredericksburg and all of Virginia. But more importantly, I'm someone who believes buying a home should feel exciting — not terrifying.
After helping dozens of families navigate the mortgage process, I've learned one thing: most people aren't confused about mortgages — they're confused about who to trust.
Too many people I talked to were stressed out before they even started. They'd heard horror stories about endless paperwork, last-minute denials, and loan officers who ghosted them for days.
That's not how it should be.
I built my practice around three promises: Clarity (you'll always know what's happening), Speed (pre-approval within hours, not days), and Respect (your timeline, your comfort level).
Whether you're a first-time buyer terrified of making a mistake, a military family PCSing to Fredericksburg, or a self-employed entrepreneur told "no" by the banks — I'm here to find your path forward.
These aren't just words on a wall. This is how I treat every client, every time.
Don't take my word for it. Here's what Fredericksburg homeowners had to say.
I'm not just licensed in Virginia — I live and work here. I understand the Fredericksburg market, from the historic downtown to the new developments in Spotsylvania.
When you work with me, you get someone who knows:
Adam Stempin, NMLS #
NEXA Mortgage LLC, NMLS #1660690
Call or Text
Location
Fredericksburg, VA
, NMLS # | NEXA Mortgage LLC, NMLS #1660690 | Company State License AZMB-0944059 | Licensed in VA
3100 West Ray Rd Ste 201 Office #209, Chandler, AZ 85226
www.NEXAMortgage.com NMLS Consumer Access
For informational use only. This is not a guarantee to lend or a commitment to extend credit. Subject to borrower and credit approval. Information is subject to change without notice. All loans are subject to credit approval.
Texas Complaint and Recovery Fund Notice: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV.